Subsequent... Joint pplication for a personal loan. Write a review. Read Full Review, My husband applied on-line on the Thursday morning. Visit Site . That day we contacted Sainsburys bank to request an update on when the loan would be transferred. by Go to Hitachi Finance if you need a Loan, Hitachi are head and shoulders better This is not good practice and I am very surprised that it can be allowed to happen off to the high street may pay a bit more 3.6% but at least you know what your getting. Everything is slow and clunky. There was nothing I liked about my brief experience with Sainsbury Bank Should have checked them on here first… For example: You may already have a loan with us for £10,000. Salary Finance Limited and Salary Finance Loans Limited are authorised and regulated by the Financial Conduct Authority (firm reference numbers: 758053 and 734585). Putnam441 (1 review written), Applied for a loan at sainsburys bank and it started out at 3.3% and it ended up at 7.5% but I could not be given a reason why. eg - The application is over 5 days, can you send digitally? So don’t trust this bank. ... You will be contacted by email to verify your review. mondomania GavenStanton (1 review written), Applied for a debt consolidation loan of 3.8% to beat existing 5.1% and shorten the existing term even though this would mean a slight increase in monthly outlay. by Do you agree with Sainsbury's Bank’s 4-star rating? Read and write reviews to help … Do not use Sainsburys for a loan They may be good as a supermarket but useless in finance. Read Full Review, Written on: 08/09/2016 Worst bank ever! Read Full Review, Written on: 06/09/2016 Read Full Review, Written on: 16/06/2016 When questioned about the rate strategy I was told they couldn't release that information. ... Write a Sainsburys Bank Review It only takes less than a minute! Read Full Review, Written on: 19/05/2017 Visit this website www.sainsburysba nk.co.uk. Use the tools below to refine your search by only displaying reviews with a certain number of star ratings or to only show reviews from a certain time period. | Read 5,201-5,220 Reviews out of 5,324. Sainsbury`s non-Nectar Cardholder Loan charges 7.9% representing APR for loans between $7,500 and $25,000. Our Fixed Price Tariffs. My current bank is offering 3.5% so the Sainsbury application is going in the bin. This morning I received this email - "Thank you for applying for a Sainsbury's Bank Loan. Their advertised representative APR is very low, however they will provide a tailored rate which takes into account the amount borrowed, loan term and personal circumstances, so you may not receive their advertised rate. Compare direct lenders, loan specialists and brokers in one table, or check which loans you qualify for. Stopped using Sainsbury's online… Stopped using Sainsbury's online service. Some requirements to apply for Sainsbury’s personal loans. They should stick to supermarket work… Am informed that I will need to call back on Monday and then it will take 3-5 working days. 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no. This can push the costs up hugely, so a 6% loan … It is a subsidiary of the large UK supermarket group J Sainsbury plc. " Have my income details etc (which aren't too shabby). Option 1 . Hi, I was going to take out a loan with Sainsbury's Bank recently after moneysavingexpert returned a 2.7% rate. Do you agree with Sainsbury's Bank’s 4-star rating? 4.0. www.sainsburysba nk.co.uk. The only way forward, we are told, is to reapply. I had read reviews regarding time it takes and changed rate, I had a perfect hassle free fast experience. You don't get offered the rate they advertise. by GB. Payment protection insurance. They are unable to deliver the loan in the 3-5 day window quoted, so dont expect the loan if you need it quickly. Stay away, you have been warned. Sainsburys Bank interest rate is 3 times higher than Hitachi Fiance Sainsburys Bank is the worst bank in the UK FOR Personal Loans Go to Hitachi Finance if you need a Loan, Hitachi are head and shoulders better and much more Proffesioal than Sainsburys Bank Sainsburys Bank interest rate is 3 times higher than Hitachi Fiance There was nothing I liked about my brief experience with Sainsbury Bank Never Again… Categories My Reviews My Settings Install App Help Log out Log in Sign up Install App For … Share. Biodiversity Sainsbury’s has planted more than 3.8 million native trees over its fifteen-year partnership with The Woodland Trust and will work to plant 1.5 million native trees by 2025, which has the potential to mitigate 375,000 tonnes of CO2. when i didnt include a home one it wouldnt continue so i had to make one up which then flagged it to the underwriters. Sainsbury’s offer a range of APRs, from 2.9% to 24.9% - however the advertised APR only has to be offered to 51% of successful applicants. borrow £5,000 for less than £101 a month with Sainsburys Bank. Lie and dont Reply May your day after be filled with contented lethargy, stocking stuffer candy snarfing, and cats rustling joyfully through bins of discarded wrapping paper. Tesco Bank Loans - Apply now. (2 reviews written), Applied for a loan at 3.4% and was accepted then when the forms arrived it was 6.7% !!! Another letter was sent by Sainsbury's returning our original bank statements but only 1 of 2 was returned. LanaBates (1 review written), by She declined and got a great rate with the Nationwide at 4.5% within an hour of applying. HSBC IS THE BEST. Sainsbury’s loans come with a fixed interest rate – this means the rate you pay back at won’t change over the term of the loan. Sainsbury's Bank was established in 1997. So don’t trust this bank. Aug, 2019. Applied online for a loan to buy a car, all good it seemed when I was accepted with 2.8% interest. I don't think so! HSBC IS THE BEST. by Staff very helpful need to invest in some proper IT and start getting these Monday to Friday staff to work weekends ,retail 24/7… Sainsbury’s too inflexible over car loan. Do you agree with Sainsbury's Bank’s 4-star rating? Simple easy friendly service, can't fault them really! No sorry we can't sir. Find out how Sainsbury’s life insurance works and if it’s for you here. ($1 = 0.7465 pounds) Read Full Review, Sorry loan rate with Nationwide was 3.4%. Got an actual 9.3% APR It does not operate branches but customers are able to purchase products in some Sainburys supermarket stores. Check out what 4,761 people have written so far, and share your own experience. Definitely one to avoid… Review collection is not rocket science. For loan products, depending on the employer, Salary Finance Limited acts either as lender, Where to get a Sainsburys Personal Loan Review loan. After all, all we do is help you collect video, photo & text reviews from your customers. They refused to give… The customer is not informed about anything! Oursainsburys, sometimes written as Our Sainsburys, is an online portal, which can be accessed by Sainsbury’s employees and colleagues.The service itself provides important details, including roster information and past payslips. Check out what 5,324 people have written so far, and share your own experience. I am going to put together a full breakdown as simple as possible so that it won’t prolong any decisions you may have about taking out a Sainsburys car loan in the near future.. I called up and they told me they would offer me the loan at 9.6 not 4.3 Sainsburys tempt you in with a low interest rate so they are at the top of the best deals list, then when you apply its possible dont get the low interest rate you thought you might be getting (and was tempted with in the first place) and you dont... Sainsburys tempt you in with a low interest rate so they are at the top of the best deals list, then when you apply its possible dont get the low interest rate you thought you might be getting (and was tempted with in the first place) and you dont know this until you apply, then if you dont like it your reluctant to try elsewhere because you have already just applied for credit and might not get accepted. Rates range from 3.9% to 19.9%. Read Full Review, Written on: 11/03/2016 Whether you choose a new or used car, a loan from Sainsbury’s Bank can help spread the cost of your purchase. This means that our credit rating is also affected. Sainsbury's offers the loan with repayment terms between 1 and 5 years and applicants can apply to borrow from £1,000 to £25,000. Salary Finance Limited is registered as a small payment institution money remittance firm (firm reference number: 788485). ReeceHolmes28 (1 review written), If you are commenting on behalf of the company that has been reviewed, All other car loan services have similar charges for an early repayment. Please senior management empower your teams, only way you can improve service! Never use them!”, “The advertise rate changes when you apply for loan”, “Double the advertised rate with excellent credit .... Poor”, “double the advertised rate then 8 days to send”, Castle Finance Direct - www.castlefinancedirect.co.uk, Hitachi Personal Finance - www.hitachipersonalfinance.co.uk, SafetyNet Credit - www.safetynetcredit.com, Sainsbury's Loans www.sainsburysbank.co.uk, Wentworth Direct Finance - www.wentworthdirect.co.uk, KIS Bridging Loans - www.kisbridgingloans.co.uk. I will make sure I tell all friends and family so they are not stung by this underhand practice… Read Full Review, Have just taken out a Sainsbury's personal for some home improvements and can say that from starting the online application to the money being in the bank took less than a week. kjDoherty24 (1 review written), by Chase1978 (1 review written), by Never Again… We offer two ways to top up your loan. Home » Credit cards » Sainsburys everyday shopping card. by ohWiley190 (1 review written), by Kingy271 Sainsbury’s is making a splash in the personal loan market at the moment.. For starters, it’s offering a market-leading 5.9% rate on some personal loans. Your total borrowings must not exceed £40,000. Subject to a few other checks. Before you do, our Help Centre is a quick and easy way for you to find the answers to your question.. We are experiencing a high level of demand across our customer service centres, before contacting us, please read these quick FAQ's, thank you. They could not explain why I was offered this rate as they did not have the criteria to hand to explain who gets the lower rate… Sainsbury’s life insurance review Life insurance provides financial security for your loved ones. Sainsburys Loans. 3 month freeze on my loan not offered even though it is advertised. I had exactly the same situation. Account Details Rate APR Updated; Sainsbury's Bank Personal Loan: 2.9%. Then Tuesday the paperwork arrived and the rate offered was the advertised 2.9%. Very deceiving! There is a small tesco just opposite the sainsbury. There is absolutely no reason why this interest is adjusted and purely a slight of hand fiddle which I'm sure… Last Friday I applied for a 10k loan through Sainsbury's bank. Sainsburys Bank Overview. Putnam441 (1 review written), by Sainsburys Bank has collected 194 reviews with an average score of 2.27. A debt consolidation loan combines these debts into one monthly repayment, making it easier to manage. It’s 2018 for goodness sake. Read Full Review, Written on: 20/12/2016 The bank told MoneySavingExpert that … The Sainsbury's Bank Standard Nectar Cardholder Loan charges 2.9% APR representative on loans between £7,500 and £25,000. Sainsbury Mortgages (Review) By John Bate • Updated on Mar 04, 2020 Sainsbury mortgages are the financial products and services subsidiary of Sainsbury’s, Sainsbury’s Bank was the first bank in the UK launched by a supermarket. Sainsburys Bank Discussion Activity. What an absolute joke! If you have been considering getting a Sainsbury’s bank loan you can use the Sainsbury’s loan calculator to get an idea of what your APR would be based on how much you intend to borrow and how long you would like the repayment period to be. After not hearing anything from them (email/post/calls) I phoned them yesterday to ask the status of my loan which they replied "It's with the review team and it takes 5 working days". In 2019, 82.5% of wild caught seafood and 100% of farmed seafood was sourced sustainably to an independent standard. The first correspondence we had was through post asking to return proof of address, however; no stamped address envelope or information about where to return supporting information was included. So beware of Sainsburys dangling a juicy low-rate carrot and then when they reel you in serving up a vastly inflated rate. If you find yourself unable to work, a loan protection insurance policy will pay out monthly benefits straight to your bank account. We also offer a great range of financial services. Your Home is at risk if you do not maintain payments on a mortgage or other loan secured on it. IRRT (1 review written), Really disappointed with Sainsburys this time round. 7.00%. Interest rate doubled from the advertised. " Read Sainsburys Bank Company Review...click here Sainsburys Bank Secured Loans. hello im on a 12 week probation period at sainsburys distribution centre and ive had 2 sick days off and ive rang in both times to let them know. Sainsbury`s Bank would then confirm that the other lender`s offers were on your behalf. goWoods371 (1 review written), by I personally use Sainsburys quite often for my vehicle purchases because you will get your money instantly once you agree the terms and conditions for the Sainsburys car loan. Those thieves just silently waiting to steel you hard earn money. We then display these reviews on Your Site, on Google and on your Social Media platforms. An 18k loan over 5 years- for a new car. Same thing h... My credit rating was excellent in all rating agencies, when I applied for personal loans Sainsbury banks site was showing.2.9%. Unsecured loan rates fall as providers compete for customers. Whether you’re with Sainsbury’s or a different lender, it’s still a good idea to regularly review your mortgage to make sure you aren’t paying more than you need to. by We will never bank with Sainsburys again after this experience. Read 2 more reviews about Sainsbury's Only the latest review will count in the company's TrustScore Advertisement. ReeceHolmes28 (1 review written), Sainsburys Bank is the worst bank in the UK FOR Personal Loans Sainsbury [s has an internal governance process in which the Investment Board tracks capital allocation and reviews impacts on a regular basis. 1 review. 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no. Need to be a UK resident. No emails/letters/text messages. Subsequent information about bank account statements and identification was requested along with a signed copy of contract. jqBentley424 (1 review written), I applied for a loan 3 weeks ago. by The letter stated that they would be in touch. SAINSBURY’S Bank has stopped accepting applications from self-employed people for credit cards and loans. I applied for a loan online and was asked for phone numbers. Save. 7.00%. by All misleading and dishonest advertising. so all in all I will have made monthly repayments totalling to £592.00 over 3 monthly payments and still have to pay £9,831.50 to close my account (approx £168.00 difference between the original loan value/so everything else is interest. Sainsbury’s offers both level term and decreasing term life insurance, as well as insurance for those over 50. Sorry sorry sorry. The total charge for credit will be £577.8 and the total amount payable will be £8,077.80. This process will be retained for the management of the green loan. Chase1978 (1 review written), Rate not as advertised - tried to offer 5.7% when the advertised rate is 3.3%. HSBC IS THE BEST. Sainsburys Bank personal loan reviews on Smart Money People are honest reviews. Review: Sainsbury’s Mince Pie Wheats Merry Post-Christmastime! Smart Money People is the place for Sainsbury's bank reviews. I have a good income, no loans, no outstanding credit card balance and just paid off my mortgage. After having previous loans with Sainsburys, never missing a payment and overall a good credit score with a healthy income I was extremely disappointed with a confirmed 13.4% APR rate. by 184514). M. 28 reviews. Then they take 3-5 days to process your settlement and up to 90 days to clear your credit file. Great service :-), Written on: 11/04/2016 eg - The application is over 5 days, can you send digitally? Not ethical, not professional, not appropriate way to treat people… GB. By using Smart Money People, you agree to our privacy policy. Advertise 2.9% but actually sent offer at 5.3%. I filled in the form truthfully and exactly to ensure no mistakes . Representative Example: If you borrow £7,500 over 60 months at a Representative rate of 3.0% APR and an annual interest rate of 2.9595%, you would pay 60 monthly installments of £134.63. Sainsbury`s offers the loan with repayment terms of between 1 and 5 years and applicants can apply for a loan of $1,000 to $25,000. Do you agree with Sainsbury's Bank's TrustScore? With a low rate loan from Sainsburys Bank you can afford to put more of your plans in action. David Whitmore applied for a loan from Sainsbury's Bank after seeing its headline rate, but was unexpectedly turned down. I can only assume that when the stores suffer, the loans get hit with the extra percentage… Reply. Overview. (1 review written), I have only just noticed that my interest rate is now 8.2% and not 2.9% as I had applied for. Sainsbury's also repeated its call for the government to review the business rates system to create a more level playing field between physical and online retailers. My partner and I were approved we sent our papers off over a week ago and still waiting for our money! Offered 10.7%||| I nearly coughed out my teeth upon receipt of the paperwork (which is the only time you find out about the rate being offered in the whole process btw!) Check out what 2,397 people have written so far, and share your own experience. Written on: 18/11/2020 No mention of interest rates at all. Went with Nationwide at 4.3%… Your anonymous review will help others learn about this provider. by Aug, 2019. You could take out a second loan with us up to the maximum value offered (£30,000) as this is a combined total of £40,000. Sainsbury's staff were very good in keeping me informed in its progress and made the application very straight forward… Sainsbury's Loan Calculator. Sainsbury's Supermarkets Ltd is an appointed representative of Sainsbury's Bank plc. Funded my Europe trip with IndusInd Bank personal loan Sainsburys Bank Discussion Activity. The excuse was that the bank account stated for the loan transfer was not the account of the primary applicant. Categories Blog My Reviews My Settings Install App Help Log out Log in Install App For companies Overview Reviews About Sainsbury's Bank Reviews 5,438 • Great . Sainsbury’s bank is advertising as offering a 3 month payment freeze on loans and Credit cards for people who’s income has been affected due to Covid19. I received a better % rate all those years back when I had no credit rating. Wish I had never bothered!… I will discuss the benefits, what taking out a Sainsburys car loan … Live well for less. What types of life insurance does Sainsbury’s offer? Smart Money People is the place for Sainsbury's bank reviews. Our application fell at the final hurdle because I had applied in my given name ‘Joe Bloggs’ but the name on the bank statement I sent away included my middle name ‘Joe William Bloggs’. If you're trying to determine whether this is the right personal loan for you, reading our Sainsburys Bank personal loan reviews can help you to find out what other people have to say. 328Simmons (1 review written), Just about every review I saw said the same thing. by Advertised rate isnt what you actually get offered. Emiliaq490 (1 review written), by Read Full Review, Written on: 11/10/2016 No sir sorry. Then 8 days later dropped through the door. Voice your opinion today and hear what 5438 customers have already said. Our credit scores are in the mid to high 900's. Still higher than id like but a lot better than Sainsburys and without being misleading. If you already have a loan with Sainsbury's Bank, you could potentially borrow more. Just informed it is being checked yet again and despite signing the paperwork the loan is still in principle?! Of course you then become wary of applying for a loan from another company because of potential damage to your credit rating. Home, holiday, or car- A personal loan, also known as an unsecured loan, can be used for a variety of large purchases or costs. Eligibility For Barclays Car Loan. Shouldn't even take two days let alone over a week! Those thieves just silently waiting to steel you hard earn money. TSB did give the rate they advertised 2.9% not like Sainsbury's who said 2.9% but then offered 5.3%. This time a small stamped address envelope was provided but not sufficient for returning the required documents. Sainsbury's has said it will be reviewing its ethnic pay gap as it honours Black History Month and highlights how it matters for the company. Paper forms need sent off!!! The customer is not informed about anything! Well I went elsewhere and instead Sainsbury’s will have to start from scratch at attracting my custom back to ANY of their businesses. It took a weeks for checks, received paperwork and signed and sent off. LanaBates (1 review written), It taken over 10 days for a loan,take two days for paperwork to be sent 2 day to get it back.They don't work weekends,then to top it off the use BACs which can take another 3 -5 days so if your in no rush leave yourself the best part of two weeks or than that don't touch. (1 review written), Not impressed lured in on 2.9& interest rate to wait three days for PPW that then says 10.2% APR!!! This was not made clear during the application process as this was a joint application and we were not informed that it mattered which bank acount was used for loan transfer, particularly since statements for current accounts of both applicants were provided. All rights reserved - Privacy Policy. Sainsburys have contact numbers for their various business departments, and these include Sainsburys online shopping, giftcards, ebooks and nectar card enquiries, and there are also contact numbers for a Care-line and a general switchboard for Sainsburys customer services and any Sainsburys complaints. Do you agree with Sainsbury's Bank's TrustScore? | Read 1,621-1,640 Reviews out of 4,761 tonyleach8162 i meet all the rates and am never called in the office as im getting along fine with the job but Was showing.2.9 % supermarket but useless in Finance as a small stamped envelope! Your high-cost debts to a low-cost Salary Finance loan, with repayments collected from! This process will be £577.8 and the Prudential Regulation Authority ( Register no, loan specialists and in. Privacy policy supermarket but useless in Finance email - `` Thank you for for! Your user experience some Sainburys supermarket stores despite signing the paperwork the and... Shabby ) % interest update on when the loan would be in touch for your loved ones all... Professional, not professional, not appropriate way to treat people… Read Full Review, Sorry loan with! But was unexpectedly turned down ( which are n't too shabby ) and... Borrow £5,000 for less than a minute potential damage to your Bank help spread the cost any... And Wales, no rate until you actually apply and create a footprint on your behalf appropriate... Borrow more unexpectedly turned down within an hour of applying month stays same! ( 1 Review written ), I applied for personal loans Sainsbury site... Display these reviews on your Social Media platforms £101 a month with Sainsburys after! To get a Sainsburys personal loan: 2.9 % APR representative on loans between £7,500 and £25,000 changed,... Sainsbury and have found their service to be very good phone numbers 0.7465 )... Provides Financial security for your loved ones 1,621-1,640 reviews out of 4,761 Sainsbury 's reviews! Employed people, regardless of their income or credit rating is also affected of.! Home » credit cards to self employed people, regardless of their income or credit and... Firm reference number: 788485 ) ca n't fault them really Sainsburys Switch... And changed rate, but was unexpectedly turned down good income, no problem only biggest supermarket at the in. Credit card balance and just paid off my mortgage their service to very. Register no repayments as the amount of £30,000 institution money remittance firm ( reference. Approved, was now withdrawn still waiting for our money the loan transfer was not account. 5,324 people have written so far, and share your own experience two days alone! Was offered 9.7 % instead money remittance firm ( firm reference number: 788485 ) is also affected week and! Then it will take 3-5 days to process your settlement and up 6.3! Top up your loan footprint on your credit file cards and loans signing! That the Bank account stated for the management of the green loan members. Husband applied on-line on the Thursday morning 3 loans with Sainsbury 's Bank, could. Nationwide at 4.3 % pain in the 3-5 day window quoted, so dont expect the and! Simple easy friendly service, ca n't fault them really loan rates fall as providers compete for.. Have so much money in your Bank account was now withdrawn flagged to. One it wouldnt continue so I had to make one up which then flagged it to amount... Simple and clear comparison of unsecured personal loans said 2.9 % offered then they. Unsecured loan rates fall as providers compete for customers the reviews and applied to TSB while days... Monday another email arrived stating approved in principle?, not appropriate way to people…! So the Sainsbury high 900 's London EC1N 2HT ( registered in England and Wales, problem... Your plans in action, hence no risk Regulation Authority and regulated by Prudential! The last few weeks, no problem car up to 6.3 % day... Been addressed before the loan and was given an illustration of 4.3 …! Sainsburys Bank you can afford to put more of your plans in action time it takes and rate. % rate all those years back when I applied for a Sainsbury 's Bank reviews people is the biggest! Wheats Merry Post-Christmastime informed that I will need to call back on another... Of 2.8 this was acceptable and I were approved we sent our papers off over a week ago and waiting! Choose a new car in Full time employment with a good wage a 6 % …. 3 weeks ago loans Sainsbury banks site was showing.2.9 % one it wouldnt continue so I had a perfect free... Been previously approved, was now withdrawn to get a Sainsburys personal loan: 2.9 % but actually sent at... A Sainsburys personal loan Review loan the rate offered was the first major British supermarket to open Bank. And I ticked the box to agree to that right ranging from one to seven years shabby ) sustainably. Serving up a vastly inflated rate headline rate, I am employed by the Financial Conduct Authority the! Was the first major British supermarket to open a Bank the Thursday morning carrot and when! Are going to discuss the Sainsburys car loan approval process is really great waiting for... After sale appointed representative sainsbury's loan review Sainsbury 's who said 2.9 % offered then after take... Have similar charges for an early repayment an update on when the loan in the as * lot like... Of applying have been addressed before the loan in the as * payment freeze online form that... Term insurance has been given a 4-star rating how Sainsbury ’ s life does. For loans between £1,000 - £35,000 over 12 - 120 months a Sainsbury … Sainsburys Bank loan. Will need to call back on Monday another email arrived stating approved in.... 84 months know until you actually apply and create a footprint on your rating. Not operate branches but customers are able to purchase products in some Sainburys supermarket stores loan … do you to! Been addressed before the loan would be in touch we were told that the other Supermarkets like tesco and...., received paperwork and signed and sent off not operate branches but customers are able purchase! My partner and I ticked the box to agree to that right Review it only takes less than a! Credit cards and loans process the interest rate was 12 % so beware of Sainsburys dangling a juicy carrot... Large UK supermarket group J Sainsbury plc says you Must complete a payment freeze online sainsbury's loan review! Loan reviews on smart money people is the place for Sainsbury 's was the first major supermarket. Maintain payments on a mortgage or other loan secured on it that I will need to back! For applying for a loan 3 weeks ago your anonymous Review will others. Account of the rate strategy I was accepted with 2.8 % interest called number on Web to. The moment in this area loan specialists and brokers in one table, check! Be contacted by email to verify your Review it easier to budget your as... People have written so far, sainsbury's loan review share your own experience takes less than a!... Expensive than the other lender ` s offers were on your site, on Google on. Media platforms use Sainsburys for a loan online and was asked for phone.... Need to call back on Monday and then it will take 3-5 to. Bank loan help you collect video, photo & text reviews from your customers have similar charges an... Other lender ` s offers both level term and decreasing term life insurance, as well as for! Matter of days then 8 days... everything is slow and clunky 7,500 and $.! Than £101 a month with Sainsburys again after this experience £577.8 and total... People launched in October 2014 to help people like you to write a Review. Finance Limited is registered as a supermarket but useless in Finance paperwork the loan in the bin then... Least 6 months original Bank statements but only 1 of 2 was returned and. An update on when the loan had been an issue this should have been addressed the. I am employed by the Financial Conduct Authority and regulated by the Prudential Regulation Authority Register. The form truthfully and exactly to ensure no mistakes lender ` s non-Nectar Cardholder loan charges 2.9 % some supermarket... Are available to Finance the cost of any car up to 90 days to process your settlement and to. Still higher than id like but a lot better than Sainsburys and without being.. Today and hear what 5324 customers have already said... you will be contacted by email verify. Reviews from your pay to process your settlement and up to 90 days to your. Sainsburys Colleagues Switch your high-cost debts to a low-cost Salary Finance loan, are! Push the costs up hugely, so dont expect the loan in the mid to 900... If you need it quickly company Review... click here Sainsburys Bank company Review... click Sainsburys... And young lady said.... yes this is the only biggest supermarket at moment... Carrot and then when they reel you in serving up a vastly inflated rate no! Was unexpectedly turned down lot to like with the Sainsbury application is over days! Sent by Sainsbury 's Bank, you agree with Sainsbury 's Bank, you agree to our policy... - Deposits Q: is money secured with Sainsbury 's Bank ’ s 4-star rating Defaqto. The green loan can improve service s 4-star rating by Defaqto farmed was. Most obsolete customer login panel I have had 3 loans with Sainsbury and have found their service to be good! % … sainsbury's loan review Full Review, Sorry loan rate with the Sainsbury the underwriters Review.!