of your account balance Investment fee: the investment fee is calculated looking back as at 30 June each year and is likely to change each year. It’s important you evaluate the appropriateness of insurance to your financial circumstances so you should consider the cost of cover over time as this may impact the amount of money you end up with in retirement. This website is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898 Superannuation Fund Number (SFN): 2683 519 45, Superannuation Product Identification Number (SPIN): STA0100AU. Compare Cbus. It does not reflect your ability to obtain the level of cover presented as this may be subject to underwriting assessment and approval, premium loadings and/or policy exclusions. Obviously the outcome will depend on the actual returns the portfolio achieves but you, in conjunction with your adviser, will need to make assumptions about the earning rate on your portfolio … Total income must not be less than your expenses. Please note the results provided by this calculator are an estimate only. By entering information about the relevant plan that applies to you and what insurance cover you need the calculator can work out the approximate cost. The maximum value of primary residence allowed is $99,999,999. We are currently working to improve your online help and advice experience and will have new tools and calculators on our website soon. The calculator provides illustrative calculations based on your own inputs about how you spend your money. You should compare the values provided here with the values of other products you may be considering. SMSF Term Deposit. Estimate my super What this tool gives you The maximum total expenses allowed is $999,999,999.99. Top up the Government Age Pension with your super. AustralianSuper is an industry super fund run only to benefit its members, not to create profits for shareholders. Please use an alternate browser. This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003 (Rest), as trustee of the Retail Employees Superannuation Trust ABN 62 653 671 394 (Fund), of which Rest Super, Rest Corporate, Rest Pension and Acumen are part. SuperRatings' Pension of the Year three years in a row 4. Salary Sacrifice Calculator. It makes it easy to estimate the value of extra contributions and what a difference they can make. Please select an amount of cover that is $0 or more, Please select an amount of cover that is $10,000,000 or less, Please select an amount of cover between $0 and $10,000,000, Please select an amount of cover that is $3,000,000 or less, Please select an amount of cover between {{0 | currency:'$':'0'}} and Your income exceeded the maximum value of $999,999,999.99 annually. Co-contribution Calculator. Find out how much insurance cover you may need and how much it will cost. more. Find out how much the government will contribute to your super, based on your income level. The average salary for AustralianSuper employees in Australia is AU$116,878 per year. See the impact on your account balance when you compare Cbus to the average retail super fund, over the past 5, 10 or 15 years. Calculators. 5 years: 6.1% p.a. It’s a good way to get a sense if you’re on track for the retirement you want. Past performance of AustralianSuper Socially Aware as of June 2020: 3 years: 4.83% p.a. The values are representative of those applicable to AustralianSuper and you may be able to access different cover and costs from another provider. The Super guarantee (SG) contributions calculator tool helps you work out the superannuation guarantee amount to pay to your employee's super fund.. For salary or wage payments made on or after 1 July 2014, the minimum SG contribution rate of 9.5% will need to be applied. It can also help you pay for medical expenses and aids, or any extra support you might need. Find your lost super. View more. Welcome and congratulations on making the decision to look into your life insurance needs. more. About this calculator . AustralianSuper doesn’t accept any liability, either direct or indirect, arising from any person relying, either wholly or partially, upon any information, provided by, resulting from, shown in, or omitted from, the calculator. This can provide you and your dependants with money to live on. Insurance planner. As of 17 April 2020, these calculators will use a single set of assumptions. These calculators will assist you with planning for your retirement. Use this online tool to help you compare AustralianSuper's benefits and services with more than 90 retirement income funds. If your occupation can be classified as Low risk or Professional, you may be eligible to pay less or get higher insurance cover. The calculator makes assumptions based on the information you enter to estimate how much it may cost to maintain your (and your family’s) lifestyle if something happens to you. The comparison rate is based on a loan amount of $150,000 over a … information, Explanation of the extra disability calculation, {{$ctrl.roundNumberToNearest($ctrl.voluntaryDeathCoverAmount, $ctrl.deathAmountInterval) | currency:'$':0}}, {{$ctrl.roundNumberToNearest($ctrl.voluntaryTpdCoverAmount,$ctrl.tpdAmountInterval) | currency:'$':0}}, {{$ctrl.voluntaryIncomeProtectionCoverAmount | currency:'$':0}}. Super Projection Calculator; super projection . Superannuation guarantee contributions calculator. This Home Budget Planner tool is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, ASFL 233788, the Trustee of AustralianSuper ABN 65 714 394 898. This insurance calculator has been made available to anyone by AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, the Trustee of AustralianSuper ABN 65 714 394 898 to help better understand if an individual’s financial circumstances were impacted by a life event how it can be protected through insurance cover. Please select your Income Protection work rating? Please take time to read all of the details about the calculator – how it works, the conditions and restrictions. Find out more. This Home Budget Planner tool is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, ASFL 233788, the Trustee of AustralianSuper ABN 65 714 394 898. This calculator will help show you what your super balance might be when you retire — and the results might surprise you. TAL is the insurer underwriter for all insurance cover provided through AustralianSuper to its members. The maximum value of other assets allowed is $99,999,999. {{$ctrl.isDeathCoverAmountExceedingMaxTpdCoverAmount() ? This calculation is based on your current investment and assets. Follow the simple 3 steps to see the difference an income from super can make. Please note that Internet Explorer 11 and below is not supported by this tool. The maximum value of other property allowed is $99,999,999. Insurance planner. Our calculators will help you make the most of your super today, preparing you for tomorrow. This clever calculator can show: Which type of personal contributions could bring the biggest boost to your super; Salary Sacrifice Calculator. Information to have ready. In this section you can discover some of the calculators and reckoners that SuperGuide have developed to make superannuation and retirement planning easier to understand.. We also show you how to use some of the other retirement calculators available, review how reliable they are, and give you tips on how to choose one the right one for you. According to AustralianSuper, the fees charged on its superannuation accounts include: Administration fee: $2.25 per week plus up to 0.04% p.a. Your partner’s income exceeded the maximum value of $999,999,999.99 annually. Our calculators will help you make the most of your super today, preparing you for tomorrow. Living Super. Top up the Government Age Pension with your super. The calculator does not make any assumptions about you or your circumstances. Find your lost super. $ctrl.totalDeathCoverAmount : $ctrl.maxTpdCoverAmount | currency:'$':'0'}}, Please select an amount of cover that is $30,000 or less, Please select an amount of cover between $0 and $30,000, {{$ctrl.incomeProtectionWarningThresholdErrorMessage}}, {{$ctrl.calculateTotalWeeklyPremium() | currency}}, {{$ctrl.monthlyPremiumFromAnnualMessage}}, The maximum total expenses allowed is $999,999, The maximum rental income amount allowed is $999,999, The maximum rental assistance amount allowed is $999,999, The maximum other income allowed is $999,999, The maximum primary mortgage amount allowed is $999,999, The maximum other mortgage amount allowed is $999,999, The maximum rent amount allowed is $999,999, The maximum other property costs allowed is $999,999, The maximum water amount allowed is $999,999, The maximum electricity amount allowed is $999,999, The maximum gas amount allowed is $999,999, The maximum phone amount allowed is $999,999, The maximum internet and TV amount allowed is $999,999, The maximum home and contents insurance amount allowed is $999,999, The maximum car insurance amount allowed is $999,999, The maximum green slip amount allowed is $999,999, The maximum life insurance amount allowed is $999,999, The maximum health insurance expenses allowed is $999,999, The maximum food expenses allowed is $999,999, The maximum transport expenses allowed is $999,999, The maximum child care expenses allowed is $999,999, The maximum school costs allowed is $999,999, The maximum extertainment expenses allowed is $999,999, The maximum clothing expenses allowed is $999,999, The maximum other expense amount allowed is $999,999, The maximum cash and savings allowed is $99,999,999, The maximum non-real estate investments allowed is $99,999,999. View personal details, account summary, transaction history and investment performance. This website is provided by AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898 Superannuation Fund Number (SFN): 2683 519 45, Superannuation Product Identification Number (SPIN): STA0100AU. More superannuation calculators. The default assumptions in this calculator are based on Treasury’s long-term retirement income models. This calculation is based on your current investment and assets. You can choose to enter a total figure or work through each question. Leaving Oz is normally a sad time for most people but there is one thing that should cheer you up – your superannuation refund! The calculator determines the retirement income such that the total of your superannuation account and account-based pension account will last until 1 July after the pension recipient reaches their Run out age (see explanation of Run out age above). The more details you provided the more accurate your estimate may be. If you had $50,000 invested in AustralianSuper Socially Aware, you'd pay annual fees of … This tool helps you estimate how much super guarantee your employer should have paid for you. Below is an estimate of the average additional expense. This insurance calculator has been made available to anyone by AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, the Trustee of AustralianSuper ABN 65 714 394 898 to help better understand if an individual’s financial circumstances were impacted by a life event how it can be protected through insurance cover. Compare before-tax contributions (salary sacrifice) and after-tax contributions to see which one will give your super the bigger boost. The calculators do not take the place of financial advice and are designed to give a general picture only. Please note the results provided by this calculator are an estimate only. The comparison rate is based on a loan amount of $150,000 over a loan term of 25 years. The Contributions Calculator shows the impact saving a little extra into your super could make on your retirement. It makes it easy to estimate the value of extra contributions and what a difference they can make. Using a retirement calculator can help get your head around: how much you’ll want/need in retirement; a projection of how much you'll have; the impact increasing your contributions will have on your balance. This calculator can assist to work out the cost of insurance except for cover in AustralianSuper Select division, further information about insurance cover can be found in the insurance guides available on the AustralianSuper website. Please take time to read the following before continuing on to the next section. More superannuation calculators. Time needed. The Contributions Calculator shows the impact saving a little extra into your super could make on your retirement. 20747 09/17 You’ll also need the details below. Suncorp’s Contributions Calculator allows you to determine how making extra super payments now could improve your financial situation later. Find out how much the government will contribute to your super, based on your income level. The kind of work you do can impact the cost and type of insurance cover. This website is provided by Retail Employees Superannuation Pty Limited ABN 39 001 987 739, AFSL 24 0003 (Rest), as trustee of the Retail Employees Superannuation Trust ABN 62 653 671 394 (Fund), of which Rest Super, Rest Corporate, Rest Pension and Acumen are part. Superannuation interest rates. Use our super contributions calculator to see the difference extra contributions could make to your super and retirement. See the impact on your account balance when you compare Cbus to the average retail super fund, over the past 5, 10 or 15 years. If you die, Death cover may provide a lump sum payment (before tax) to your beneficiaries or estate. Get an independent comparison report from superannuation research firm Chant West. You’ll find these on your 2017 annual statement. Investments Show me the difference . Superannuation interest rates. Past performance of AustralianSuper Socially Aware as of June 2020: 3 years: 4.83% p.a. MoneySmart super calculator. It will take approximately minutes to complete this section in detail. Do you know your Income Protection work rating? Compare Cbus. AustralianSuper offers a number of membership categories and because everyone’s insurance needs are different, the type of cover available will vary depending on the nature of work people do, employment arrangements, their age, education and eligibility. This insurance cover estimate has been calculated using the information you entered. About three minutes. Division or plan – are you in our AustralianSuper Plan, our Personal Plan, Please note: the calculators are provided for illustrative purposes only to show how different factors can affect the value of super benefits. Before making any financial decisions consider your own financial circumstances, needs and objectives and consider getting professional financial advice. IP may give you a monthly income for a period of time to help you get back on your feet. TPD cover may provide you with a lump sum payout. View more. Like most types of insurance you have the option to change, review or cancel at any time. 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