Representative 21.9% APR variable. I would not arue with that. As of May 2020, this card has been discontinued and is no longer available. If you’ve updated your home address in the last 2 months you can only request a PIN reminder by phoning us. You say: ★★★★★ We say: ★★★★★ We may offer you a 0% interest period of 25 or 21 months depending on your individual circumstances. We use cookies for a range of purposes, allowing us/our partners to enhance your browsing experience. This includes payments you’ve made to your account and any refunds received, 'New transactions & interest' is the sum of any new purchases, cash withdrawals, interest or balance transfers from other providers, If you have a Direct Debit set up, the details of this will be shown under ‘Payment information’. For a holiday or trip, this may include the hotel, travel agent or airline. We may need you to provide information in writing about your booking before we process your request. To change your statement date you must be the primary cardholder. Make a payment online using your debit card, Make a payment using our automated telephone system. The cards are specially tailored for Sainsbury’s shoppers since they allow you to earn Nectar points that you can then use at any Sainsbury’s store or Nectar partner shop. Not already registered? 8. We use cookies for a range of purposes, allowing us/our partners to enhance your browsing experience. 184514). Credit card or debit card verification: If you choose to pay by debit or credit card, a £1 pre-authorisation transaction will be charged to your card. This includes some credit and store cards, Sainsbury’s Bank credit cards, loan companies and bank accounts. On each statement, we calculate the points due on each transaction separately, then total them up and add them to your Nectar account within 60 days. Where you move from our site to a partner site, we use cookies to make your experience as seamless as possible. Each month you must pay at least 2.25% of your balance at that point or £5.00 – whichever of the two figures is greater. Just contact us. 7. Collect 750 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, that's 7,500 points†† Or for an event this may be the events company or venue. You need to tell us your Nectar card number when you apply. The charge will depend on your current offer thereafter. You can also: Your 'available to spend' balance will update immediately when you make a transaction, however, your list of transactions and 'total balance' could take a few days to update depending on when the payment is processed. 0% interest on purchases for your first 3 months. Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England and Wales, no. 184514). If you have a Sainsbury’s Bank Credit Card, are the primary cardholder, and are registered for Online Banking you can view your card balance and up to six months of transactions. We have a Credit Card App and Online Banking to help make it even easier for you to manage your finances. Swipe right to move back by month. The charge will depend on your current offer thereafter, Collect 10,000 bonus points when you use your card to spend a total of £400 or more at Sainsbury’s, Argos or Tu Clothing during the 2 months after your account is opened* We may offer you a 0% interest period of 12 months depending on your individual circumstances, 0% interest on balance transfers up to your first 18 months. Sainsbury's Bank plc is covered by the Financial Services Compensation Scheme (FSCS), details of which can be found here. So if you had, say, £200.00 outstanding, you'd pay £5.00, and if you had £888.89 outstanding, you'd pay £20.00. Argos offers flexible payment plans that give you longer to pay. Your interest rate, promotional period and credit limit will vary depending on your individual circumstances. We won’t give you any points if you go over your credit limit or don’t pay at least the minimum payment on each statement by its due date. Back in July, Sainsbury’… The Pay@Pump facility allows our customers to pay for their fuel at the pump rather than going into the kiosk to pay. This is just to verify your card… 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no. †Up to 3 Nectar points per £ conditions At the moment we do not accept PayPal as a method of payment. ‘Your credit card transactions’ on page 3 details all the transactions made on your card since your last statement. Spend at Argos, Habitat, Sainsbury’s petrol stations (including non-fuel purchases), Sainsbury's Bank (including travel money), Sainsbury’s Energy and any other Sainsbury's services is excluded. Calls are free from a landline and from a mobile when calling from the UK. Register for online banking and your card will be activated automatically. In the accompanying letter it says they can also be used to pay a garage or a plumber A credit card could be a great way to manage a big spend and can provide purchase protection too. The supermarket is rolling out the … We may need you to provide information in writing about your booking before we process your request. SAINSBURY’S BANK credit card customers should check their statements now after a bungled direct debit change caused some users to be hit with late payment fees. I was wrong. Head to sainsburysbank.co.uk/register. You should contact the retailer to check they are still processing your refund. No cash alternative is available. You can find details of their collection rates at nectar.com Usually the quickest and easiest way to get a refund is to go to the retailer first. 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no. Once you’ve registered your card will automatically activate. 3. 184514). Your bank will need our sort code (12-60-11) and account number (00080028) to set it up for you. The interest rate, promotional period and credit limit we offer are determined by the details you supply, along with an independent verification of credit and repayment history. Spend at Argos eBay stores, Argos Clearance stores, Argos For Business, Argos Spares, Argos Financial Services, Sainsbury’s Bank, Sainsbury’s Energy and any other Sainsbury’s services is excluded. We may offer you a 0% interest period of 12 months depending on your individual circumstances. 2. Can you transfer an American Express balance to a Sainsbury's card? 6. It’s easy to make changes to your account online. What is the minimum payment on the Sainsbury's Bank Dual Offer Credit Card? You can request an emergency payment freeze on loans and credit cards. You’ll be able to see your Sainsbury’s Bank Credit Card information alongside your payment accounts from other … I needed to make payment at the end of October and I applied on the 11/10/2016 and thought that was plenty of time to receive the card. 7. If you’re registered for online banking then you can request a PIN reminder by: You’ll receive a PIN reminder by post in 3-5 working days. Not already registered for online banking? I opened a savings account with Sainsbury's Bank, expecting to be able to see it in the app with my credit card. 2. 0% interest on balance transfers for up to 17 months. The statement balance – if you choose this option then your Direct Debit will be set up to pay the full outstanding balance on your credit card statement every month. Your account summary is in the right hand corner on page 1 of your credit card statement. No cash alternative is available. Please continue to make payments to your existing card issuer(s) if required. 3. 8. And you‘ll collect 1 point per £5 elsewhere†. Until you see your Direct Debit payment date on your statement you should continue to make your credit card payments using another method. You should have been a member for at least 6 months, 0% interest on balance transfers for up to 17 months, 0% interest on purchases for up to 17 months, Collect 10,000 bonus points when you use your card to spend a total of £400 or more at Sainsbury’s, Argos or Tu Clothing during the 2 months after your account is opened*, 0% interest on balance transfers for up to 29 months, Collect 750 bonus points each time you spend £35 or more on Sainsbury's shopping with your credit card, up to ten times in your first 2 months, that's 7,500 points††, 0% interest on balance transfers for up to 26 months, 0% interest on balance transfers for up to 19 months, 0% interest on purchases for up to 19 months, 0% interest on balance transfers for up to 18 months. To use the app or online banking you’ll need to register. We won’t consider an increase in your credit limit if you’ve had your card for less than 12 months, or had a credit limit change within the previous 6 months. 4. It’ll change every month depending on your card balance but you’ll be able to see the exact amount on your monthly credit card statement. At the end of the plan, you will be charged the interest when you haven’t paid full. This includes Argos eBay stores, Argos Clearance stores, Argos For Business, Argos Spares, Argos Financial Services, Sainsbury’s Bank, Sainsbury’s Energy and any other Sainsbury’s services. You can collect additional points from Nectar partners, including up to 1 point per £1 in Sainsbury’s, Argos and Tu Clothing, by scanning your Nectar app or using your Nectar card at the time of the transaction. Once you’ve logged in, just select what you want to do from the ‘My details’ tab. Call 08085 40 50 60 and select Option 2 (Cards), select Option 1 – say or key in your 16 digit card number, your date of birth and your expiry date. Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England and Wales, no. You should look at the company’s website for more information on how to get a refund as most package holidays are covered by ATOL. Logging into your account. Log into your Sainsburys online account at sainsburys.co.uk/shop/MyAccount. Your bank will need our sort code (12-60-11) and account number (00080028) to set it up for you. 6. ††Collect up to 7,500 Nectar points *10,000 bonus Nectar points conditions This offer is only available when you take out a new credit card. 5. Once your payment is complete, it can take between 1 and 4 days to be processed. However, your credit card is also your Clubcard, so when you use it to pay in Tesco, you'll still collect the points you'd normally collect with a Clubcard. We're here Monday to Friday from 8am-midnight and on weekends from 8am-6pm. You can collect points by paying with your credit card. Sainsbury's Bank plc is covered by the Financial Services Compensation Scheme (FSCS), details of which can be found here. Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England and Wales, no. We’ll award 1 point for each full £5 spent everywhere else. If you’re moving to an address outside the UK, call us on 08085 40 50 60*. This excludes interest. With a Sainsbury’s Bank Credit Card, you also can collect up to 3 Nectar points per £1 when you shop at Sainsbury’s, Argos and Tu Clothing. Sainsbury's Supermarkets Ltd award the points from this offer. And selecting 'Set up a Direct Debit' on the right hand side of the screen. However, it’s important to remember that if you do make a purchase on a credit card , you’re likely to be charged interest so be sure to pay back what you owe to … You’ll get 10,000 points if you use your card to spend a total of £400 or more at Sainsbury’s, Argos or Tu Clothing during the 2 months after your account is opened. 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no. We may offer you a 0% interest period of 14 or 12 months depending on your individual circumstances, Balance transfer fee of 3% (minimum £3) applies on transfers made at application. You can do this using the Credit Card App or Online Banking. You’ll need your Sainsbury's Bank credit card number before you can request to transfer a balance to your current account. We treat all our customers and their applications for a Sainsbury’s Bank Credit Card on an individual basis. It does a reasonable job for my credit card account. When setting up a Direct Debit you can choose to pay: The minimum payment – this is the lowest amount you need to repay each month. Explore the benefits and pitfalls of using your card abroad, Find out all you need to know about how to get your new credit card, From credit card security and ID theft to our handy glossary. You’ll need to discuss whether a refund is possible direct with your travel provider. Be aware that your balance will exclude pending transactions which can take up to 24 hours to show. You need to add your Nectar card number to your application. 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Register no. 3. By continuing, you agree to our cookie policy. Sainsbury's Bank has more than 1.5m customers and offers loans, credit cards, insurance products, travel money and saving accounts, but not current accounts. Alternatively you can contact us to request a balance transfer. If you’re registered for online banking then you can request a balance transfer by: 1. If you’ve already had a payment freeze, you may be eligible to apply for a further payment freeze up to a maximum of 6 months in total. If you need to change your mobile number, give us a call on 08085 40 50 60*. What happens if I make a payment before my statement arrives? 4. View our guide Your Credit Card statement explained (PDF, 138kb). You’ll collect Nectar points as you normally would for buying fuel but are unable to redeem points to pay for it. If you fall behind on your monthly credit card payments then you may have to pay extra interest and fees. You can then make your payment by following the instructions in the telephony automated system. 7. If you’ve booked through a third party contact the company you booked with for more information on your options for a refund. The charge will depend on your current offer thereafter, 0% interest on purchases for up to 19 months. Please select one of these options and, Your own bank may direct you to complete some additional security, Recent transactions are displayed. We have a range of credit cards for purchases, balances transfers or a combination of both, see what suits you best. If you’re already registered for online banking then you can just log in and you’ll see an option to activate your card. Just use the button at the top right of your screen ‘log in/register’ and you’ll be asked for your username, password and online banking PIN. By using Argos card, you will be allowed to purchase the groceries at Sainsbury’s as similar as a credit card. *Telephone calls may be recorded for security purposes and monitored under our quality control procedures. If you’re registered for online banking then you can manage your Direct Debit by: You'll be able to view your current details, change the payment amount and change your bank details. If you paid for you holiday with your credit card, we may be able to raise a request for you. If that happens, you’ll need to make another payment after your new statement has been produced to make sure that you meet your minimum payment in each payment cycle. 184514). Sainsbury's Bank plc, Registered Office, 33 Holborn, London EC1N 2HT (registered in England and Wales, no. You should consider this when using your credit card so you don't exceed your limit. It is important that you keep your mobile number up to date as you'll need it to service your account. Use your Sainsbury’s Bank Credit Card’s 16 digit account number as your reference. Statement date you must pay at least the minimum payment, statement balance or amount! We may need to add your Nectar card number when you take out a new card... 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